Below is the list of documents you need to apply for Purchase loan:
Refinance Loan Timeframe.
- Up to 4 weeks
Refinance Loan Closing Costs and Escrow Acct Setup
- Closing costs and new escrow acct set up range between 1 and 2 % of loan amount
- We may be able to roll in all fees
- You may be able to miss two months of mortgage payment
Documents needed for Refinance Loan.
- W-2 for the previous 2 years
- Paystubs covering 30 days period
- 2 most recent bank statements on all depository accounts
- Homeowners' insurance information (agent's name and phone number or Insurance Declarations page)
- Most recent mortgage statement
+ Self Employed Borrowers only:
- Business tax returns for the previous 2 years
+ If Applicable: (Lets Discuss!)
- Final divorce decree
- Proof of child support receipt and continuance
- Full bankruptcy filing
- Bankruptcy discharge
- Copy of a Green Card
- Copy of SSN card
- Disability Award Letter
- SSI Award Letters
- Pension Award and Continuance Letters
